The ideal way to move without having to buy or sell your current property on the open market is house swapping. Using the services of a company that buys and sells many properties in some instances yields a possibility for two or more home owners, that need to live in different houses or locations, to trade homes.  House swapping is a unique strategy, here is an example below.

• Home #1 Value: $180,000
• House #2 Value: $210,000
• Homeowner #2 can pay homeowner #1 $30,000 after which both homeowners essentially swap deeds for their houses.

The drawbacks to house swapping are very few, even so these kinds of deals are extremely rare since it’s unusual for two or more persons to have exactly what the other party wants.

My company buys and sells a high volume of real estate and will from time to time broker a house swapping deal in exchange for a service charge from one or both homeowners. If successful, this really is quicker and less costly than selling making use of other strategies. Specifically, you’ll be able to save on Agent commissions on both sides which in the previously mentioned example might amount to $10,800 for the $180,000 priced home and another $12,600 for the $210,000 priced house. That’s a overall savings of over $23,000.

 

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In cases where one or even both houses have mortgage loans (which is usually the case) then either the buyers might get brand new mortgage loans, sell the properties subject-to, or sell the properties with wrap-around mortgages. A lot of creative financing strategies could be employed.